Protect what you've built.
Retire with confidence.
We're a Lincoln retirement and legacy planning firm. We help you turn savings into dependable income, decide when to claim Social Security, and put a plan in place for what you leave behind — with insurance solutions where they genuinely fit. You spend your retirement enjoying it.
- Locally owned
- Lincoln, NE
- RSSA® on staff
- (Registered Social Security Analyst)
- Since 2018
- Protecting Families
"When can I actually afford to retire?"
It's the question almost every conversation starts with. We'll walk through it together.
The questions we hear
Retirement brings a different set of financial questions.
For thirty years the job was to save. Then almost overnight the job changes — and the decisions get bigger, more permanent and harder to undo.
- ?When should I take Social Security?
- ?How do I create dependable retirement income?
- ?Will my money last as long as I do?
- ?Is my estate actually protected?
- ?What happens if I need long-term care?
- ?What happens to my assets when I'm gone?
Most people have pieces of an answer scattered across a 401(k) statement, an old life insurance policy, a will from fifteen years ago and a Social Security estimate they don't fully understand. Our work is bringing those pieces into one picture so you can see how a decision in one place affects everything else.
What we do
Planning built around the retirement you've earned.
Retirement Income Planning
Turning the savings you spent a career building into income you can count on month after month.
Social Security Planning
One claiming decision can shape a household's income for thirty years. We help you make it with your eyes open.
Estate Planning
Owning assets is not the same as having a plan for them. We help families get intentional about what happens next.
Life Insurance
More than a death benefit — income replacement, leaving money to family, final expenses and business continuity.
Social Security Planning
Social Security deserves more than a guess.
Your claiming decision can affect decades of retirement income. We help individuals and couples compare claiming strategies and understand how Social Security fits with retirement income, taxes, spousal benefits and survivor planning.
Ryan Sanne, RSSA®
Retirement Income & Social Security Specialist
RSSA® stands for Registered Social Security Analyst. Ryan has completed specialized training focused on Social Security rules and claiming strategies and helps clients understand how those rules apply to their household.
How we work
Four steps, and you'll understand every one of them.
You should leave a meeting knowing why something is being recommended — not just what you're being told to do.
Understand
We start with your life, not a product. Your family, your work, what you've saved, what you're worried about, and what you actually want retirement to look like.
Evaluate
We look at the pieces together — income, Social Security timing, taxes, insurance, how your estate is set up — and show you where they line up and where they don't.
Build
We put strategies in front of you and explain why each one is there. Nothing moves forward until it makes sense to you.
Review
Life changes and so do the rules. We stay in the picture and revisit the plan with you over time instead of filing it away.
Why Omega
A local firm that explains things instead of selling them.
We're locally owned and based here in Lincoln. Our clients are our neighbors, and most of them came to us because someone they know sat at this table first.
We think planning conversations should be understandable. If a strategy can't be explained in plain language, it probably isn't the right strategy for you — or we haven't done our job yet.
We also aren't in a hurry. Some of the best decisions our clients have made came out of a second or third conversation, not the first one.
Our team
The people that will be helping guide you.
Retirement Income & Social Security Specialist
Ryan Sanne, RSSA®
Owner / Licensed Insurance Agent
Ryan helps people make the shift from saving for retirement to living in retirement, with a focus on income planning and Social Security claiming strategy.
Read moreRetirement Income & Estate Planning Specialist
Michael Cooper, LUTCF®
Owner / Licensed Insurance Agent
Michael focuses on estate and legacy planning, helping families organize what they own so it passes the way they intend.
Read moreEstate Planning Specialist
Paula Hegberg
Licensed Insurance Agent
Paula helps families put intentional estate plans in place, with a special focus on trusts that make sure assets go to the people they're meant for.
Read moreOffice: 300 N 44th Street, Suite 100, Lincoln, NE 68503 · (402) 325-0777
Let's sit down and talk it through.
No pressure and no product pitch — just a conversation about where you are and what you're trying to figure out.