Medicare

Navigating Medicare has never been easier.

Medicare Made Simple
with Omega Insurance

Navigating Medicare can feel overwhelming, but you don’t have to do it alone. At Omega Insurance Group, we simplify the process, answer your questions, and guide you to make the best decisions for your healthcare needs.

You need a LOCAL Medicare professional

When it comes to selecting the right Medicare policy and coverage for your medical needs, working with a local Medicare professional offers significant advantages over calling a national 800 number. A local professional understands the nuances of your community, including the specific healthcare providers, facilities, and services available in your area. They take the time to build a personal relationship with you, providing tailored advice based on your unique health needs, budget, and lifestyle. Unlike impersonal call centers, a local Medicare expert offers ongoing support, answering your questions and assisting with any issues long after your policy is in place. With their knowledge of local resources and commitment to personalized service, they ensure you feel confident and cared for, giving you peace of mind in your healthcare decisions.

What is medicare?

Medicare is a federal health insurance program designed for:

  • Individuals aged 65 and older
  • Certain younger individuals with disabilities
  • People with End-Stage Renal Disease

Medicare is divided into four parts, each offering specific types of coverage:

Part A: Hospital Insurance – Covers inpatient hospital stays, skilled nursing facility care, hospice, and limited home healthcare.

Part B: Medical Insurance – Covers outpatient services like doctor visits, lab tests, physical therapy, and preventive care.

Part C: Medicare Advantage Plans – Combines Parts A and B through private insurance, often with additional benefits like vision, dental, and hearing coverage.

Part D: Prescription Drug Plans – Helps cover the cost of outpatient prescription medications.

    common medicare mistakes to avoid

    assuming medicare is automatic

    You must enroll when you’re eligible unless you’re covered by specific employer insurance.

    missing the
    part d deadline

    Not enrolling on time can lead to lifelong penalties.

    skipping supplemental coverage

    Without a Medigap or Medicare Advantage plan, you may face high out-of-pocket costs for services not fully covered by Original Medicare.

    how we can help

    At Omega Insurance Group, we:

    • Clarify your Medicare options so you can confidently choose the best plan.
    • Help you understand supplemental coverage like Medigap or Medicare Advantage.
    • Provide ongoing support for plan changes, annual enrollment, and unexpected healthcare needs.
    Is medicare free?

    No. While Part A is free for most people, Parts B and D require monthly premiums. Part C may require a premium.

    Can I change plans after enrolling?

    Yes, however, there are specific periods during which changes are allowed and medical underwriting may be required.

    What if I miss my enrollment window?

    You may face penalties, but we can help you navigate special enrollment periods.

    Get started today

    Don’t let Medicare confusion hold you back. Schedule a free consultation with Omega Insurance Group, and let us help you make informed decisions about your Medicare options.

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    See how much you can save!